Economic Wellness: Meeting Families Where They Are
December 27, 2022In our new report, we examine the barriers low-income, BIPOC communities face in the US banking system. Based on data…Making CRA Relevant for a Changing Financial Services Industry
December 27, 2022This paper examines shifts in the market share of banks and nonbank financial institutions in important product markets. Banks are…California Communities’ Broadband Needs and the Role of Financial Institutions
December 19, 2022For this report, the California Reinvestment Coalition (CRC) analyzed findings from multiple surveys of our varied constituents. First, we conducted…Debunking Risk in Food System Lending
December 19, 2022Food and agriculture-related businesses are often perceived as too risky for traditional lending approaches, yet CDFA research tells a different…Using Technical Assistance to Improve Minority and Rural Small Business Access to Capital
December 19, 2022Minority owned small businesses face more challenges in obtaining capital than other small businesses. As stated in the PayPal-funded report,…Faulty Foundations: Mystery-Shopper Testing In Home Appraisals Exposes Racial Bias Undermining Black Wealth October 2022
October 27, 2022The way that homeowners, lenders and policymakers use the term “property values” often implies that there is one organic, objective,…The Impacts of COVID-19 on Racial Disparities in Small Business Earnings
October 24, 2022New research from Advocacy indicates that the COVID-19 pandemic led to greater earnings losses for business owners of color than…California Communities’ Broadband Needs and the Role of Financial Institutions
October 20, 2022California Communities’ Broadband Needs and the Role of Financial Institutions: Findings from California Reinvestment Coalition Surveys California Reinvestment CoalitionBridging the Capital Access Gap Report : An Overview of the Small Business Financing Industry
August 27, 2022Although entrepreneurship is often touted as an arena of equal opportunity, there are major systemic barriers to realizing this ideal…Small business owner liquid wealth at firm startup and exit
May 19, 2022The relationship between small business ownership and wealth looms large in the imagination of policymakers and entrepreneurs alike. Indeed, people…