2019 U.S. Worker Cooperatives

This report is a co-production of Democracy at Work Institute and the U.S. Federation of Worker Cooperatives. It is based on the participating 106 businesses. Only responding businesses that are incorporated, generated revenue and paid workers during FY2018 were included in the effort.

2017 Small Business Lending in the U.S.

U.S. banks play an integral role as credit suppliers to small businesses. Small businesses comprise of nearly all employer firms in the economy and employ 47.3 percent of the private sector workforce (SBA Advocacy, 2019). The existence and performance of these vibrant businesses depend on how banks and other financial intermediaries are responding to their credit needs. This report uses publicly available data on U.S. banks to analyze the patterns in small business lending.

Characteristics Of Older Self-Employed Individuals

Older workers are an economically important group as they represent a large and growing portion of the United States workforce. These workers are more likely to experience health conditions that limit their options in terms of the type and amount of work they pursue. Self-employed workers who report a new work-limiting health condition are more likely to remain in the workforce than wage and salary workers who also report a work-limiting health condition. Previous research suggests that self-employment provides more opportunities to accommodate work-limiting health conditions; this report explores whether self-employed workers with work-limiting health conditions report less physically demanding jobs or different hours and weeks worked than wage and salary workers who also report work-limiting health conditions.

Small Business Owners Voting in Primary States

Thumbtack released results of its first survey of small business owners in the 2020 presidential election. The data captures sentiment and preferences from over 400 individuals in Iowa, New Hampshire, Nevada, and South Carolina.

CalSavers: 2019 Highlights

As we begin 2020 focused on major program growth, we’re proud to offer these highlights of CalSavers’ historic first year of active participation. In 2019, we saw our first pilot saver contributions on January 2 nd; welcomed our new board chair State Treasurer Fiona Ma on January 7th; fully launched the program statewide on July 1st; supported our early savers in amassing $1.4 million; and made many program enhancements along the way.

NWBC 2019 Annual Report

As this year’s report findings and policy recommendations demonstrate, we have made significant strides in advancing a new generation of women entrepreneurs. However, much work still lies ahead. In 2020, we will build on the efforts of this past year, with a laser focus on our three main policy priorities—Access to Capital and Opportunity, Women in STEM, and Rural Women’s Entrepreneurship. As a Council, we remain dedicated to furthering our mission.

Local Entrepreneurial Ecosystem Toolkit

Rural economic development strategies need to adjust to these new trends to include a place-based approach to rural economic development that will foster a healthy ecosystem for the creation and growth of small businesses.

This toolkit describes the elements of a healthy ecosystem. The introduction flushes out why a new economic development tool is needed and briefly describes the elements. The five subsequent chapters explore more in-depth the five elements that make up a strong ecosystem.

Small Businesses Advancing Equity

Leaders in philanthropy increasingly recognize the role of business in advancing their objectives. To date, the focus of most efforts to engage business has been primarily on large companies. By contrast, the role of small business in creating healthy, equitable communities has generally not been explored.

CDFIs by The Numbers

The Richmond Fed’s recent report, Community Development Financial Institutions (CDFIs) by the Numbers, provides findings from the 2019 Federal Reserve CDFI Survey. CDFIs are specialized financial institutions operating in markets that are underserved by traditional financial institutions.

Small Business Economic Bulletin October 2019

Small businesses show strength in self-employment increases, proprietors’ income gains, job creation advances and births staying above deaths. Loan delinquency rates remain low, but small business loan demand is waning.