Resource Category: Policy

  • Impact of PPP on Small Businesses

    July 9, 2020
    To determine the initial effectiveness of government relief efforts, Gusto analyzed data from nearly 27,000 of our small business customers…
  • A New Rating System for CRA

    July 7, 2020
    NCRC developed a new ratings system for quantitative measures on banks’ community development financing under CRA. Our suggested ratings could…
  • Opportunity Zones for Equitable Development

    June 17, 2020
    Opportunity Zones (OZs) are gaining momentum, and now that the rules regulating them are clearer, investors, local officials, developers, and…
  • Small Business Employment Plummets

    June 1, 2020
    Since a declaration of emergency for COVID-19 was issued on March 13, 2020, total private employment dropped by over 15…
  • California 2020 Small Business Profile

    May 20, 2020
    In the fourth quarter of 2019, California grew at an annual rate of 2.2%, which was faster than the overall…
  • Did the PPP Hit the Target?

    May 6, 2020
    This paper takes an early look at the Paycheck Protection Program (PPP), a large and novel small business support program…
  • Bank Lending and the Financial Crisis

    May 5, 2020
    This report provides an analysis of how lending changed overall and in rural vs. urban areas before, during, and after…
  • Small Business Facts: COVID-19 Disruptions

    April 24, 2020
    When economic conditions are changing rapidly, data collected in the course of administering government programs can provide valuable information about…
  • COVID-19 California Small Business Poll

    April 21, 2020
    The poll, conducted by Chesapeake Beach Consulting for Small Business Majority, surveyed California small business owners between April 7 and…
  • 2020 Report on Employer Firms

    April 10, 2020
    The results of the survey raise several important considerations in the current environment: most firms are ill-prepared for a sustained…