Resource Category: Access to Capital

  • December 20, 2020
    Lending to businesses in counties where a bank has no branches is highly sensitive to economic conditions. During the 2007…
  • October 8, 2020
    San Francisco Entrepreneurs of Color Fund: Creating a Continuum of Capital and Consulting The Aspen Institute First published October 2020…
  • September 10, 2020
    This report uses the latest publicly available lending data from banks to examine changes in small business credit for June…
  • August 5, 2020
    Given the financial sector’s history of systemic exclusion and discrimination, the San Francisco Office of Financial Empowerment (OFE) and the…
  • August 5, 2020
    The effects of the pandemic on small businesses amid forced closings, modified re-openings, and weakened demand, are well documented. Black…
  • July 15, 2020
    Since March 2020, businesses in the U.S. have been struggling to continue operations in the face of a global pandemic.…
  • July 9, 2020
    To determine the initial effectiveness of government relief efforts, Gusto analyzed data from nearly 27,000 of our small business customers…
  • July 7, 2020
    NCRC developed a new ratings system for quantitative measures on banks’ community development financing under CRA. Our suggested ratings could…
  • May 6, 2020
    This paper takes an early look at the Paycheck Protection Program (PPP), a large and novel small business support program…
  • May 5, 2020
    This report provides an analysis of how lending changed overall and in rural vs. urban areas before, during, and after…