Local Small Business Lending
December 20, 2020Lending to businesses in counties where a bank has no branches is highly sensitive to economic conditions. During the 2007…San Francisco Entrepreneurs of Color Fund
October 8, 2020San Francisco Entrepreneurs of Color Fund: Creating a Continuum of Capital and Consulting The Aspen Institute First published October 2020…2019 Small Business Lending in the US
September 10, 2020This report uses the latest publicly available lending data from banks to examine changes in small business credit for June…Banks Response to Racism and COVID-19
August 5, 2020Given the financial sector’s history of systemic exclusion and discrimination, the San Francisco Office of Financial Empowerment (OFE) and the…COVID-19’s Effects in Black Communities
August 5, 2020The effects of the pandemic on small businesses amid forced closings, modified re-openings, and weakened demand, are well documented. Black…Lending Discrimination within PPP
July 15, 2020Since March 2020, businesses in the U.S. have been struggling to continue operations in the face of a global pandemic.…Impact of PPP on Small Businesses
July 9, 2020To determine the initial effectiveness of government relief efforts, Gusto analyzed data from nearly 27,000 of our small business customers…A New Rating System for CRA
July 7, 2020NCRC developed a new ratings system for quantitative measures on banks’ community development financing under CRA. Our suggested ratings could…Did the PPP Hit the Target?
May 6, 2020This paper takes an early look at the Paycheck Protection Program (PPP), a large and novel small business support program…Bank Lending and the Financial Crisis
May 5, 2020This report provides an analysis of how lending changed overall and in rural vs. urban areas before, during, and after…
