The Small Business Boom Under the Biden-Harris Administration
April 19, 2022Through the American Rescue Plan and the equitable implementation of emergency relief programs, President Biden and Vice President Harris fostered…Small Business Finance FAQ February 2022
February 1, 2022Small businesses borrow mainly for four reasons: to start a business, purchase inventory, expand, or to strengthen the firm’s financial…Does Perceived Socio-Economic Status Impact Access To Credit In The Small Business Arena?
December 28, 2021From November 1, 2020, to December 14, 2020, NCRC conducted multi-layered matched-pair tests of 22 different financial institutions. The purpose…Lending to Entrepreneurs of Color: Operational Challenges
November 17, 2021Because business ownership has been a means for many Americans to build wealth, providing loans and grants to entrepreneurs of…CRA Mortgages: A Failure to Implement
September 27, 2021Banking has changed considerably since the Community Reinvestment Act (CRA) was passed in 1977, and updates to its implementing regulation…PPP Loans Marred by Racial Disparities
May 1, 2021An analysis of Paycheck Protection Program lending reveals stark disparities across the country. In the LA area, businesses in White…State of the Older Entrepreneur during COVID-19
April 8, 2021Business ownership has the potential to be a financial bulwark, especially for business owners of color. Age 45+ business owners…Small Business and Bank Locations
March 17, 2021The National Community Reinvestment Coalition (NCRC) analyzed the relationship between large banks that make small business loans and the number…Small Biz Struggling to Access Capital
February 17, 2021A new national survey of small business owners sheds light on their struggles to secure financing and their views on…Loan Modifications for Small Biz in a Pandemic
February 2, 2021The federal government’s Paycheck Protection Program provided forgivable loans to help businesses survive the COVID-19 economic collapse. But that wasn’t…