Redlining the Reservation: The Brutal Cost of Financial Services Inaccessibility in Native Communities
NCRC
First published December 2023
The Community Reinvestment Act of 1977 sought to address the practice of redlining – the intentional exclusion by banks of minority, immigrant and poor communities from financial services. In late 2023, new CRA regulations specifically included Native Land Areas for the first time. This paper sets a baseline for measuring access to capital by tribal communities in hope of a more just financial services landscape in Indian Country.