New Address: Two Embarcadero Center, 8th floor, San Francisco, CA 94111     

Inequity in Small Business Lending

Disinvesting, Discouragement and Inequity in Small Business Lending

National Community Reinvestment Coalition

First published September 2019

Better-qualified black and Hispanic testers who shopped for small business loans at Los Angeles area bank branches were treated worse than less qualified white testers, a new study found.

The study, from the National Community Reinvestment Coalition (NCRC), also found steep declines in government-backed lending to black business owners between 2008 and 2016.

Together, the tests and data reveal a troubling pattern of disinvestment and discouragement to small businesses as a whole and inequitable treatment for black and Hispanic entrepreneurs in particular.

Download Resource