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Bank Credit to Small Businesses

Small Business Facts: What is The Status of Bank Credit to Small Businesses?

The U.S. Small Business Administration Office of Advocacy

First published February 2019

In February 2019, the Office of Advocacy published a fact sheet titled “Small Business Facts: What Is the Status of Bank Credit to Small Businesses?” written by Victoria Williams, Research Economist. The fact sheet finds that small business lending growth lagged behind large business lending growth from 2016 to 2017. While small banks had higher shares of small business loans relative to their assets than large banks, large banks issued the majority of small business loans overall. Read the fact sheet to learn more.

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