Impact of PPP on Small Businesses
July 9, 2020To determine the initial effectiveness of government relief efforts, Gusto analyzed data from nearly 27,000 of our small business customers…A New Rating System for CRA
July 7, 2020NCRC developed a new ratings system for quantitative measures on banks’ community development financing under CRA. Our suggested ratings could…Opportunity Zones for Equitable Development
June 17, 2020Opportunity Zones (OZs) are gaining momentum, and now that the rules regulating them are clearer, investors, local officials, developers, and…Small Business Employment Plummets
June 1, 2020Since a declaration of emergency for COVID-19 was issued on March 13, 2020, total private employment dropped by over 15…California 2020 Small Business Profile
May 20, 2020In the fourth quarter of 2019, California grew at an annual rate of 2.2%, which was faster than the overall…Did the PPP Hit the Target?
May 6, 2020This paper takes an early look at the Paycheck Protection Program (PPP), a large and novel small business support program…Bank Lending and the Financial Crisis
May 5, 2020This report provides an analysis of how lending changed overall and in rural vs. urban areas before, during, and after…Small Business Facts: COVID-19 Disruptions
April 24, 2020When economic conditions are changing rapidly, data collected in the course of administering government programs can provide valuable information about…COVID-19 California Small Business Poll
April 21, 2020The poll, conducted by Chesapeake Beach Consulting for Small Business Majority, surveyed California small business owners between April 7 and…2020 Report on Employer Firms
April 10, 2020The results of the survey raise several important considerations in the current environment: most firms are ill-prepared for a sustained…