Resource Category: Microlending

  • Effects of Small Loans on Growth

    March 9, 2021
    Since 1980, the number of commercial banks has dropped from 14,400 to 4,600. Given the decrease in commercial banking options,…
  • 2019 Small Business Lending in the US

    September 10, 2020
    This report uses the latest publicly available lending data from banks to examine changes in small business credit for June…
  • Lending Discrimination within PPP

    July 15, 2020
    Since March 2020, businesses in the U.S. have been struggling to continue operations in the face of a global pandemic.…
  • Impact of PPP on Small Businesses

    July 9, 2020
    To determine the initial effectiveness of government relief efforts, Gusto analyzed data from nearly 27,000 of our small business customers…
  • Responsible Lending in Subprime Automotive Finance

    May 22, 2020
    Since its founding in 2007, Tricolor has empowered customers by providing access to affordable financing on high quality, certified vehicles…
  • Bank Lending and the Financial Crisis

    May 5, 2020
    This report provides an analysis of how lending changed overall and in rural vs. urban areas before, during, and after…
  • CDFI Friendly America

    March 13, 2020
    CDFI Friendly America: A White Paper Introducing the CDFI Friendly Strategy for Smaller Cities and Towns By Mark A. Pinsky…
  • SBA Lending Data

    March 5, 2020
    The San Francisco District office has released new data on SBA guaranteed lending programs, accompanied with a user-friendly interface for…
  • 2017 Small Business Lending in the U.S.

    January 29, 2020
    U.S. banks play an integral role as credit suppliers to small businesses. Small businesses comprise of nearly all employer firms…
  • CDFIs by The Numbers

    October 23, 2019
    The Richmond Fed’s recent report, Community Development Financial Institutions (CDFIs) by the Numbers, provides findings from the 2019 Federal Reserve CDFI…