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The Financial Crisis and Small Business

How did the financial crisis that began in 2008 affect credit markets in the U.S.? Anecdotal evidence suggested that small businesses, which largely rely upon banks for credit, were especially hard hit. In this study, the SBA analyzes data on small-business lending collected by U.S. banking regulators to provide new evidence on how bank credit, in general, and bank credit to small businesses, in particular, were affected by the financial crisis.

Immigrants Driving Small Business Creation

Robert Fairlie, writing for the Partnership for a New American Economy, looks at how immigrant-owned small and micro-businesses are driving job creation and growth in the United States.

The State of Women-Owned Businesses

American Express OPEN provides stakeholders in the women’s enterprise development community with an up-to-date accounting of the state of women-owned businesses in the United States in 2012, building upon the great interest and success of its inaugural effort in 2011.

Start-Ups are Key to Job Creation

Martin A. Sullivan responds to a New York Times article about where new jobs come from in the United States; it isn’t where most people think.

Job Standards in Economic Development Programs

Many states offer subsidies to businesses operating within their borders, but many programs do not require any job creation, or mandate a minimum level of job quality to receive the subsidy. Good Jobs First reports.