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Diana Diaz could have called it a day after she successfully turned her unique and colorful purses and wallets into the luxury leather brand Mexichic Crafts. But the self-described “fashionista activista” still had more to give, especially to her East Los Angeles community, and she’s only gone up from there.

Taking on a business loan can be a critical step for startups or existing companies looking to propel their growth and achieve their goals. However, it's not a decision to be taken lightly, as it comes with inherent risks and implications. Before seeking capital, business leaders should thoroughly evaluate their financial needs and assess the potential impact on their operations.

For company leaders, managing cash flow and working capital is crucial to ensure that their teams have the necessary resources to drive business growth. Effective management of financial resources enables leaders to meet operational expenses, invest in strategic initiatives and seize growth opportunities.

KQED serves the people of Northern California with a community-supported alternative to commercial media. We provide citizens with the knowledge they need to make informed decisions; convene community dialogue; bring the arts to everyone; and engage audiences to share their stories.

For some California small businesses that have been procrastinating on getting signed up for the CalSavers Retirement Savings Program, the bill is about to become due.

Taking on a business loan can be a critical step for startups or existing companies looking to propel their growth and achieve their goals. However, it's not a decision to be taken lightly, as it comes with inherent risks and implications. Before seeking capital, business leaders should thoroughly evaluate their financial needs and assess the potential impact on their operations.