New Address: Two Embarcadero Center, 8th floor, San Francisco, CA 94111     

Micro Lending Academy: Advanced Balance Sheets

Advanced Balance Sheets

Now that we all know what a balance sheet is and how it operates, what type of analysis can we do with it? In this webinar we will review some common balance sheet ratios used by lenders, but then move onto analysis that is useful for business owner management decisions:

  • How much working capital does the business need to operate and to grow? Are there ways to manage working capital more efficiently?
  • What is the operating cycle of a business and can it tell the owner about business operations? Particularly, how is the owner managing inventory, bills and collections?
  • What does the balance sheet tell us about how a business has used debt and how much the business might qualify for? What type of debt does the business need most?
  • Finally, even if you work with businesses that don’t have balance sheets, how can you use this knowledge to direct clients to better business development decisions?

Watch and listen to the webinar (79 minutes)

About the Presenter

SusanBrownSusan Brown is a Business & Community Development Specialist with a specific focus on Business Finance and Rural Microenterprise. CAMEO engaged Susan to implement our Rural Initiative in 2008 and is now managing our partnerships with Kiva and LiftFund’s MMS platform. Through her consulting service Susan provides strategic planning, facilitation, program development and grant writing services to non-profit organizations and government agencies as well as consulting services to small business owners.