CAMEO Events: AB5

Out of State Member Meeting

When

01/30/2025    
11:00 am - 12:00 pm

Event Type

REGISTER HERE

As we settle into 2025, join us for our inaugural Out-of-State Member Meeting, designed to bring our community together!

As CAMEO Network expands our reach to other states with our CDFI programming, we want to make sure that you know that we have more to offer as a member. Learn about CAMEO Network’s theory of change:

  • Build Industry Capacity
  • Build Community
  • Build Power

It’s your opportunity to meet CAMEO staff members, connect with other members, and make the most of your membership by engaging with us in other ways.

With a new calendar year comes new laws that will affect small business owners and entrepreneurs. Join Lindy Laurence for a seminar on the essential legal updates to know for small business owners in 2025.

Who should attend this class? Business owners or sole proprietors at all stages of operation.

Presenter: Lindy Laurence, JD, LLM

Cost: Community Pricing $10, $20, $35 (For our webinars, we use “pay what you can” pricing to be accessible to the community.)

Hosted By: Rational Unicorn Legal Services offers business & nonprofit law in Washington, Oregon, & California.

Welcome to SCALE: Intro to Capital Access

When

02/05/2025    
12:00 pm - 12:45 pm

Where

Event Type

Join us for an exciting opportunity to transform your business journey with SCALE – Success, Capital Access, and Leadership for Entrepreneurs!

Are you ready to take your small business to the next level? Microenterprise Collaborative and CalOSBA invite you to participate in an introduction to a groundbreaking program designed to empower entrepreneurs like you. SCALE provides essential resources, targeted training, and vital connections to funding opportunities that can help your business thrive.

Did you know that businesses that receive small business loans are 54% more likely to survive and typically see a 41% increase in sales? Learn how this comprehensive program will help you gain access to:

  • Expert financial and business coaching
  • Specialized training workshops
  • Direct connections to funding opportunities
  • Resources tailored for underserved communities

Whether you’re a woman entrepreneur, veteran, person with disabilities, or operating in rural or low-to-moderate wealth communities, SCALE supports your success. This $25.3 million initiative, backed by the U.S. Treasury’s State Small Business Credit Initiative, is your gateway to joining the thousands of California entrepreneurs taking control of their financial future.

This three-part series will guide micro-entrepreneurs (small businesses filing as sole proprietors), through preparing their tax returns. Focusing on simplified deductions where applicable, the course provides the tools and understanding you need to confidently self-prepare your tax return.

While it’s not a hands-on preparation workshop, the goal is to bridge the gap between self-preparation and hiring a professional, by offering valuable resources and insights.

Tax Preparation for Micro-Entrepreneurs, Part 2

Using the information gathered from Part One of this seriesPart Two guides you through an example tax return. By exploring each section of a completed return, you’ll see how the pieces come together and gain practical insights. This walkthrough will serve as a valuable roadmap as you work on your own return.

Who should attend this class? Business owners or sole proprietors at all stages of operation.

Presenter: Derek Foote, CPA

Cost: Community Pricing $10, $20, $35 (For our webinars, we use “pay what you can” pricing to be accessible to the community.)

Hosted By: Rational Unicorn Legal Services offers business & nonprofit law in Washington, Oregon, & California.

CDFI Essentials: 2025 Cohort

When

02/18/2025 - 12/16/2025    
10:00 am - 11:15 am

Event Type

REGISTER HERE

CDFI Essentials supports new and emerging CDFIs to learn skills, create policies and manage risk — while meeting their mission to serve entrepreneurs of color and LMI communities. This program is also highly responsive to the needs, trends, opportunities and challenges participating CDFIs experience.

This intensive peer cohort program is a monthly facilitated peer learning program including training with 11 live monthly sessions of up to 1 hour, 15 minutes in duration each.

Organization Commitment: We require participating organizations to identify at least 1 staff member (or board member) who will attend the sessions each month. Organizations can send up to 5 staff or board members to any of the sessions, however, we highly recommend the same 1 staff member attend all sessions for the organization to best benefit from the totality of the program.

The sessions will begin February 18, 2025 and will take place the 3rd Tuesday of every month at 10:00am PT.

CAMEO will select up to a maximum of 12 organizations to participate in the cohort. These organizations will include nonprofit mission based microlenders and small business lenders from around the United States. We intentionally keep the cohort small to increase peer interaction and learning within a small group setting.

Topics may include but are not limited to:

  • Loan Manual Overview and Development
  • Portfolio Performance Standards
  • Loan Product Design; Mission; Underwriting; Outreach
  • Risk Rating Systems
  • Allowance for Loan Loss Reserves
  • Credit Reporting
  • State Guarantee and Credit Enhancement Programs
  • Data Maturity and Reporting
  • Closing and Servicing
  • Capitalization
  • Managing Troubled Loans
  • Obtaining Capital from Bank CRA Funds
  • Executive Leadership, Board Governance and Staffing

Fee to Participate Per Organization for the Full 2025 Year (for up to 10 staff)

(Please note, we have special rates for members and special deeper discounts as subsidized by funders in certain geographic areas as listed below.)

  • CAMEO Member Organizations in the 9 San Francisco Bay Area Counties: $750
  • CAMEO Member Organizations in Northern California or Southern California: $1,000
  • CAMEO Member Organizations in Texas or Illinois: Complimentary (Funded Opportunity)
  • CAMEO Member Organizations Outside of California: $1,300
  • Organizations that are not CAMEO Members: $2,500

Additional scholarships are available for organizations with demonstrated need.

Scholarships are available for organizations with demonstrated need. To learn more about CAMEO membership benefits and pricing, please click here.

Deadline to Register for CDFI Essentials 2024: February 18, 2025. Please contact Douglas Craven (dcraven@CAMEOnetwork.org) before registering to ensure spots are still available and so we best understand your organization’s needs.

Learn more about CDFI Essentials: 2025 Cohort in our FAQs.

Note: See Image Release Form for more details.

Welcome to SCALE: Intro to Capital Access

When

02/26/2025    
12:00 pm - 12:45 pm

Where

Event Type

Join us for an exciting opportunity to transform your business journey with SCALE – Success, Capital Access, and Leadership for Entrepreneurs!

Are you ready to take your small business to the next level? Microenterprise Collaborative and CalOSBA invite you to participate in an introduction to a groundbreaking program designed to empower entrepreneurs like you. SCALE provides essential resources, targeted training, and vital connections to funding opportunities that can help your business thrive.

Did you know that businesses that receive small business loans are 54% more likely to survive and typically see a 41% increase in sales? Learn how this comprehensive program will help you gain access to:

  • Expert financial and business coaching
  • Specialized training workshops
  • Direct connections to funding opportunities
  • Resources tailored for underserved communities

Whether you’re a woman entrepreneur, veteran, person with disabilities, or operating in rural or low-to-moderate wealth communities, SCALE supports your success. This $25.3 million initiative, backed by the U.S. Treasury’s State Small Business Credit Initiative, is your gateway to joining the thousands of California entrepreneurs taking control of their financial future.

This three-part series will guide micro-entrepreneurs (small businesses filing as sole proprietors), through preparing their tax returns. Focusing on simplified deductions where applicable, the course provides the tools and understanding you need to confidently self-prepare your tax return.

While it’s not a hands-on preparation workshop, the goal is to bridge the gap between self-preparation and hiring a professional, by offering valuable resources and insights.

Tax Preparation for Micro-Entrepreneurs, Part 3

In the final part of this series, we’ll look ahead for important planning opportunities. We’ll discuss quarterly estimate requirements, retirement contributions, business structure, and recognizing when to seek professional assistance. This session focuses on making informed decisions to optimize your tax situation and support your business’s future growth.

Who should attend this class? Business owners or sole proprietors at all stages of operation.

Presenter: Derek Foote, CPA

Cost: Community Pricing $10, $20, $35 (For our webinars, we use “pay what you can” pricing to be accessible to the community.)

Hosted By: Rational Unicorn Legal Services offers business & nonprofit law in Washington, Oregon, & California.

When

03/18/2025 - 03/19/2025    
8:30 am - 5:00 pm

Event Type

REGISTER HERE

Date: March 18-19, 2025
Location: Sacramento, California

Join CCCI for a transformative two-day event bringing together leaders, innovators, and advocates from the Community Development Financial Institution (CDFI) industry to discuss critical issues, build connections, and drive policy change.

*You have two options for registration. If you do not plan to attend Advocacy Day, but would like to attend the Summit, please select the “CDFI Summit Only” ticket for March 18th. We have a limited number of spots available for Advocacy Day so only select the two-day ticket if you plan to join the Summit and participate in Capitol visits. Advocacy Day is only open to CCCI members and we have a limited number of travel stipends available. Please reach out if you have any questions. 

Event Highlights

  • Day 1: CDFI Summit (March 18)
    A day-long conference with interactive sessions, expert panels, and networking opportunities. Topics include:

    • Keynote: FIona Ma, State Treasurer

    • Important Cal IIP Updates

    • Implementing Greenhouse Gas Reduction Fund (GGRF) programs.

    • CDFI lending opportunities under California’s Regional Economic Development Initiative.

    • Federal policy updates for CDFIs.

    • Networking reception to reconnect (location TBD)

  • Day 2: Advocacy Day (March 19) CCCI Members Only
    Head to the Capitol to meet with legislators and their staff, advocating for critical budget priorities and the future of community development in California.

Together, we will amplify the voice of CDFIs and work toward systemic change.

Strategic Management Framework Course Series

When

03/20/2025 - 04/10/2025    
10:00 am - 1:00 pm

Event Type

REGISTER HERE

This training is for micro and small business lending CDFIs to understand the components of a robust strategic management framework.

CAMEO’s National Training Academy is pleased to offer its new Strategic Management Framework series, designed specifically to support microlending / small business lending CDFIs in understanding the components of a robust strategic management framework essential to a strong performing CDFI.

Each course builds on and references the content in the prior course(s) and therefore, requires participation in the entire series.

If you can’t attend all four courses live, the recordings will be made available shortly after each session so you can review the material before attending the next course.

Who should attend this course?

This series is particularly suited for management-level staff who play critical roles in development, strategic planning, and decision making. Organizations may register up to 10 staff or board members.

PRICING
The cost of attending this 4 part series is $500. CAMEO Member pricing is $250. Please contact Dara Dado (ddado@CAMEOnetwork.org) for the CAMEO Member discount code.

CAMEO MEMBERSHIP
To learn more about CAMEO membership benefits and pricing, please click here.Scholarships are available for organizations that qualify. Please contact Dara Dado (ddado@CAMEOnetwork.org) to learn more.

Note: See Image Release Form for more details.

Course details

SMF 101: Overview of a CDFI Strategic Management Framework

When: 10am to 1pm PST, March 20, 2025

Instructor: Leslie Hoffman

Learning Outcomes: As a result of participating in the training, students will

  • Have an understanding of the key elements of the strategic management framework;
  • Be able to explain the five-pillars concept;
  • Have an understanding of key elements of strategic goal setting;
  • Have an understanding of the relationship between strategic goals and an annual operating plan;
  • Be able to explain the role of the functional feedback loop to support organizational effectiveness;
  • Be introduced to a case study example that will be used throughout the course;
  • Have built relationships to strengthen their supportive network with peers.

SMF 102: Strategic Goal Setting

When: 10am to 1pm PST, March 27, 2025

Instructor: Leslie Hoffman

Learning Outcomes: As a result of participating in the training, students will

  • Be able to identify the key elements of impact and deployment pillars;
  • Have an understanding of the full list of assumptions needed to support the strategic goals;
  • Have built relationships to strengthen their supportive network with peers.

SMF 103: Multi-Year Projections

When: 10am to 1pm PST, April 3, 2025

Instructor: Barbara Eckblad

Learning Outcomes: As a result of participating in the training, students will

  • Understand concepts, terms and definitions used in the CDFI industry to assess financial strength and performance;
  • Understand how strategic goals for organizational growth cascade into financial projections, both for lending and for operations;
  • Understand key financial ratios and how to calculate them from their financial projections;
  • Have built relationships to strengthen their supportive network with peers.

SMF 104: Developing an Annual Operating Plan and Functional Feedback Loop

When: 10am to 1pm PST, April 10, 2025

Instructor: Leslie Hoffman

Learning Outcomes: As a result of participating in the training, students will

  • Have an understanding of the key elements of mission growth, financial strength, capitalization, and organizational capacity goal setting;
  • Understand how to develop an annual operating plan tied to strategic goals;
  • Have an understanding of the key elements of the functional feedback loop;
  • Understand various tools and approaches to monitoring organizational progress on strategic management;
  • Have built relationships to strengthen their supportive network with peers.

About the Instructors

Leslie Hoffman is the principal and founder of LEH Consulting Group. She began her career as a journalist, covering a wide range of topics as a newspaper and Associated Press reporter. A tour in the Peace Corps in El Salvador planted the seeds of a community development career. Leslie joined the U.S. microfinance sector, serving in various leadership roles overseeing lending, portfolio quality and asset recovery, client service, communications, and strategic partnership development. Her consulting work focuses on capacity building and business strategy for nonprofits, Community Development Financial Institutions (CDFIs), community colleges, community-based networks, and small businesses. She is also a professional faculty member at the University of New Mexico’s Anderson School of Management where she has taught courses in entrepreneurship and nonprofit management.

Barbara Eckblad is the principal of The Eckblad Group for whom community development and finance has been a personal and professional passion beginning soon after she entered the workforce. While starting in the commercial credit department of a regional bank, analyzing borrower profiles, she spent evenings planning a still-successful tourism and marketing initiative for the small dairy farming community in Wisconsin in which she lived. During the first tech boom twenty years ago, Barbara helped re-engineer a successful but stressed small tech company with less than five employees. After relocating to the Milwaukee area, Barbara founded a commercial and residential real estate brokerage firm. Both experiences gave her first-hand experience with the challenges facing entrepreneurs. She transitioned her business to employee ownership in 2008 in order to devote full time and attention to microfinance, CDFIs, and the wellbeing of under-served and at-risk populations. Before founding The Eckblad Group, Barbara was Director of Lending for WWBIC (Wisconsin Women’s Business Initiative Corp.). Under her leadership, WWBIC’s loan portfolio grew by 67% over 3 years, while experiencing a decrease in delinquency rates to below industry standards. Barbara and her husband Steven live in Milwaukee, where they are active in the ministry of the Episcopal Church. They enjoy bicycling, table shuffleboard played in taverns, and traveling the world to see their children and grandchildren.

When

06/22/2025 - 06/24/2025    
12:00 am

Event Type

REGISTER HERE

Discover the latest innovations in the equity-based credit field and connect with peers at the 12th Annual Credit Builders Alliance Summit: Sunday, June 22 – Tuesday, June 24.

This year’s theme, Shaping Credit For Tomorrow, brings together leaders from CDFIs, financial coaches, Tribal Entities, philanthropists, lenders, government agencies, CRAs, FinTechs, and more.

Don’t miss this opportunity to learn, network, and explore new strategies in the credit building field. We look forward to hosting you at the premiere credit building event of the year!

  • Training Day: Sunday, June 22
  • Summit Days: Monday, June 23 and Tuesday, June 24
  • Location: Grand Hyatt Hotel in Washington, DC