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NCRC released a mystery shopping white paper that revealed inferior treatment of minority business owners at banks in Los Angeles.

The 2019 Roadmap to Shared Prosperity outlines the California Economic Summit’s plans to advance progress in the state.

Upwork released their 5th annual “Freelancing in America” report.

The Democracy At Work Institute and the U.S. Federation of Worker Cooperatives released a report on worker-owned businesses in the United States.

New research from the Federal Reserve Banks of Atlanta, Minneapolis, Richmond, and St. Louis examines CDFI partnership formation, development, and sustainability.

The Milken Institute and the SBA released a report on the outcomes of their Partnership for Lending in Underserved Markets initiative.

The National Women’s Business Council wrote a report that profiles millennial women entrepreneurs.

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A new report produced by Asset Funders Network reveals the growing economic fragility of single women 45-65 years of age.

The SBA and the Federal Reserve of New York just released a report on access to capital for veteran entrepreneurs.

Prosperity Now released a new report that explains how last year’s federal tax law exacerbates the racial wealth gap.
Prosperity Now founder Robert E. Friedman has a new book out, A Few Thousand Dollars: Sparking Prosperity, where he talks about the importance of building “nest eggs” to shape prosperous futures for all American families.
A new National Consumer Law Center report, “A Larger and Longer Debt Trap?” examines the annual percentage rate (APR), including both interest and fees, allowed in each state and the District of Columbia for a $10,000 five-year loan. An APR cap is the single most effective step states can implement to deter abusive lending and ensure that families are not caught in a debt trap that’s nearly impossible to escape.
The Chapman Institute recently released a report that explores how California is creating a feudalized society characterized by the ultra-rich, a diminishing middle class and a large, rising segment of the population that is in or near poverty.
A new paper from the Federal Reserve Banks of Atlanta and Cleveland shows that small black-owned businesses are more likely to have difficulties obtaining credit than companies owned by whites and are likelier to feel discouraged from applying for financing.
Asset Funders Network (AFN) recently released “Supporting Employee Financial Stability: How Philanthropy Catalyzes Workplace Financial Coaching Programs,” which shares innovative approaches employers believe increase recruitment and retention while impacting employee financial well-being.
The SBA recently released a report on small business lending based on data from banks.

Accion and Opportunity Fund conducted a study to understand how small businesses perform after receiving capital from mission-based lenders. They tracked 500 clients to observe sustainability, sales, profit, and employment capability. Some of the highlights: the majority of small businesses that obtain loan funds from mission-based lenders remain in business 2-3 years after receiving capital; over 50% increased in sales and profits, and small business owners who received loan funds experienced increased feelings of competence and confidence. The findings present a case for the importance of mission-based lenders to the goal of creating financial inclusion for underserved entrepreneurs.

The new 2018 State of Women-Owned Businesses Report commissioned by American Express does a fantastic job of measuring successes. Four out of every 10 businesses in the United States is now women-owned. It also shows us the challenges. Women-owned businesses still see only 4.3% of total revenues and 8% of all employment.

Emergent Research released “MBO Partners State of Independence in America,” a study which offers insights into the growth of the independent workforce.

The SBA Office of Advocacy released “One Year of Equity Crowdfunding: Initial Market Development and Trends.”

The SBA Office of Advocacy Research released “Why Do Businesses Close“, using U.S. Census Bureau data, and found that over the last 25 years, about 7–9 percent of employer firms close every year and a slightly higher share open. Many reasons for closing are personal.